A-16 GAY PEOPLE'S CHRONICLE Pride Guide 2000

MORGAN STANLEY DEAN WITTER FAMILY OF FUNDS

COME WITH AN EXTRA DIVIDEND: SOUND ADVICE.

Best Wishes to Planet Pride Michael J. Readinger

Can't Keep Up with Today's Stock and Bond Markets?

One of the keys to long-term financial success is asset allocation. In fact, how you allocate your assets is more important than selecting the right investment. The question is, how do you decide which combination of investments is right for you?

Wall Street today is a fast-paced, complex environment an intimidating place for most investors. That may be why Morgan Stanley Dean Witter has been entrusted with more than six million mutual fund accounts. We offer over 100 professionally-managed mutual fund portfolios to meet almost any investor's need. More importantly, our shareholders benefit from the knowledgeable investment advice of Morgan Stanley Dean Witter Financial Advisors.

We'd like to invite you to come in for a personal consultation featuring our interactive asset allocation computer program. By answering a few questions, the Asset Allocator will compare your current allocation to suggested allocations. And it's available free, only at your local Morgan Stanley Dean Witter office.

Find out how the Morgan Stanley Dean Witter Family of Funds can help you keep up with today's markets. Mutual funds are sold by prospectus only. The prospectus contains complete information, including risks, sales charges, expenses and management and 12b-1 fees. Read it carefully before you invest.

Michael J. Readinger Associate Vice President (216) 622-7607

Galleria & Towers at Erieview # 3100 Cleveland, OH 44114

MORGAN STANLEY DEAN WITTER

Morgan Stanley Dean Witter is a registered service mark of Morgan Stanley Dean Witter & Co. and services are offered through Dean Witter Reynolds Inc., member SIPC. © 1999 Dean Witter Reynolds Inc.

Morgan Stanley Dean Witter

Galleria & Towers at Erieview

# 3100

Cleveland, OH 44114

Attn: Michael J. Readinger

I would like to talk with a Financial Advisor about arranging an asset allocation consultation. Please rush me a free copy of The Art of Asset Allocation.

Associate Vice President (216) 622-7607

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